Infrared heating solutions

ESTO pay

esto jarelmaks ingliseDon’t want to pay the full amount at once? Pay by instalments!ESTO instalments are a very fast and convenient payment solution that helps you set up a payment schedule based on the period of your choice. The payment solution makes the decision in real time and helps you complete your purchase in less than 60 seconds. Add the products you need to your shopping cart, confirm your order and choose ESTO instalment payment. When confirming your purchase, select the period and monthly instalment amount that suits you and digitally sign in conveniently using your ID card, Smart ID or Mobile ID.

  • ESTO instalments are available to all Estonian citizens aged 18-70.
  • ESTO instalments can also be made quickly and conveniently for legal entities.
  • ESTO hire purchase is offered and managed by ESTO AS.

PLEASE NOTE! Every instalment is a financial commitment. Before entering into a hire-purchase agreement, please read the terms and conditions of the service and consult a professional if necessary.Every financial decision involves risks and obligations, so please carefully consider the need to consume loan products. For example, for a loan amount of €1,290, with a fixed interest rate of 14.90% per annum for 24 months and a contractual fee of €0, the annual percentage rate of charge is 31.62%, the monthly instalment is €70.67 and the total amount to be repaid by the consumer is €1,696.08. The instalment is a financial commitment and before making a decision, please read the contract terms and conditions carefully and, if necessary, consult an ESTO AS employee or other professional.Theinstalment facility is provided and managed by ESTO AS.esto 3 inglise

The ESTO 3 payment method is an innovative solution that allows you to confirm and pay your purchase conveniently and quickly – in three equal instalments, with no extra charges!

Choose the highly popular ESTO 3-piece payment method to pay for your purchases at the checkout!

ESTO 3 helps you split your purchase into up to 3 equal parts.

No extra fees are charged.

  • Just three equal instalments, over a period of three months.
  • The first payment is only due on the 15th of the following month.
  • ESTO 3 payment method is provided and managed by ESTO AS.


Choose ESTO Pay Later to pay for your purchases. Confirm your purchase with just a few clicks, receive your order and pay back within 30 days at no extra cost!Be smart and choose ESTO Pay Later to pay for your purchases!Pay Later is the payment method for smart people – receive your goods immediately and pay back on a flexible repayment schedule. Get exactly what you need with just a few clicks – no interest, no surcharge and no deposit!maksahiljem2Pay Later is provided and managed by ESTO AS.WHAT IS ESTO? ESTO is a financial services company that dates back to 2016. The brand was born out of the need for a new generation of payment solutions that would suit both the end consumer and the merchant. Today, ESTO offers the widest range of payment solutions in the Baltics, and ESTO’s partner network includes more than 2,600 partners and stores and more than 300,000 customers. Check the terms and conditions here: www.esto.eeIf needed, please contact an ESTO AS employee – or LIVE chat window. Contact an ESTO AS employee – or LIVE chat window.